So, one line of attack against health insurance reform is the claim that small businesses will disproportionately opt to dump insurance coverage if a public option is available.
I think I might be safe in saying "duh" in light of the following information:
1. Premiums for small businesses have risen 129% in the last eight years.
2. 58% are having a hard time keeping up with the cost of health care (see above link).
3. Plans for small businesses cost more for less coverage. One common excuse for the skewed cost is higher "administrative" costs. It costs *more* to manage small groups of people than it does large groups? Huh? Anyone who has ever been a teacher can say they'd rather be in charge of a small group of students rather than large ones. Smaller groups would seem, logically, to generate less work, less paperwork, less oversight, etc.
Ohio is one instance of the effect of the cost of insurance on small businesses. 69% of small businesses in Ohio, for example, already *do not* provide health insurance for their employees.
Notice anything missing from the initial claim and the three (very) basic points listed here?
How about the health insurance companies? You know, those who are responsible for telling your doctors when and how and if to treat you based solely on their own bottom line?
99% of "employer firms" are small businesses. I think if the insurance companies want to stay in business, they should try to keep providing coverage for those businesses instead of losing that business to the government.
And a public option would kill competition? Ummm, I think it might actually create some instead of the monopoly/craps/Russian roulette games the insurance companies are playing with peoples' lives.
*See this link for a great online tool to compare proposals side-by-side to be informed yourself.
Also, thanks to themom for the nod to my blog. I feel loved. I mean it. Really.
Random acts of kindness are what keep the world from crumbling into utter chaos. Well, at least my wee corner of it.
Happy 1st day of August (holy shyte I cannot believe it is August already...)